Terms of Use

1. What papoTrade is

papoTrade is software that uses artificial intelligence to analyse financial markets and organise information for traders: reports, trade plans, alerts, a chat about charts and a trade journal.

papoTrade is not a broker, bank or investment adviser. It does not execute orders, does not connect to your broker and never holds your money. Every trading decision and order is yours.

2. Not financial advice

All content on papoTrade, including analyses, plans, levels, scores and alerts, is for information and education only and is not a recommendation to buy or sell any asset. AI can be wrong, data can be delayed or incomplete, and past results do not guarantee future results. Do your own analysis and, if needed, consult a licensed professional.

3. Risk warning

Trading forex, CFDs, cryptocurrencies, indices, commodities and stocks involves a high level of risk and may not be suitable for everyone. You can lose part or all of your capital. Only trade with money you can afford to lose.

4. Your account

You must be at least 18 years old and give accurate information. Keep your password secret; you are responsible for activity on your account. Each account is for one person.

5. Plans, credits and payment

Paid plans are monthly subscriptions charged by Stripe. Each plan gives a number of credits per billing cycle, and each AI action uses credits. Credits renew at the start of each cycle. You can change or cancel your plan at any time in the billing portal; a cancellation takes effect at the end of the cycle already paid. Prices are shown before you subscribe. Refund requests are handled at send@papotrade.com and as required by applicable consumer law.

6. Acceptable use

Do not use papoTrade for anything illegal; do not resell or share access, scrape or copy the platform in bulk, try to break its security or limits, or reverse engineer it. We may suspend accounts that break these rules.

7. Partner program

If you join the partner (affiliate) program, the commission, duration and payment rules shown in the program apply. Self-referral and misleading promotion are not allowed.

8. Intellectual property

The papoTrade software, brand and content belong to papoTrade. You keep the rights to the content you add, and you allow us to process it to provide the service.

9. Availability

We work to keep papoTrade available and accurate, but the service is provided "as is": it may have interruptions, errors or delays, including in market data from third parties. Features may change over time.

10. Limitation of liability

To the extent permitted by law, papoTrade is not liable for trading losses, lost profits or decisions made based on the platform's content. Nothing in these terms limits rights you have under consumer protection law.

11. Ending the service

You can stop using papoTrade and ask to delete your account at any time. We may suspend or close accounts that break these terms.

12. Changes and contact

We may update these terms; the date at the top shows the latest version and important changes will be announced. Questions: send@papotrade.com.